I work in a finance related field and know if I go bankrupt I will lose my job.  I also know I need to go bankrupt, an IVA would still have me lose my job which then I couldn't afford to pay the IVA.

 

What happens to people who lose their jobs due to going bankrupt?  Where can I get a job?

I am in a mess and while I have been advised bankruptcy is an option for me I would like to try and not go bankrupt.

 

I have 22,000 pounds of debt between my credit cards and loans.

 

All the accounts are in just my name.

 

I lost my job 6 months ago, but just recently started a new job making around the same level of wages.

 

I am in arrears with everything.

 

I do not own any property and have an arrangement with my landlord for my rent arrears.

 

Can I do anything besides go bankrupt?

I am wondering if bankruptcy is the best solution for me.

 

I have 5 accounts and credit cards that total £18,000 that is between 3 credit cards, 1 personal loan and my overdraft.  I use the overdraft all the time.

 

I am working but do not own any property.

 

I went to a local charity advice service who went over my expenses and told me to set up a payment plan making payments of £5 a month as I really don't have any extra money each month.  I seem to always have something come up like a repair to my car or something like that.

 

What should I do?

My bills and debts are getting out of control and I need to do something soon.  I have 18,000 on 3 credit cards and my overdraft.  I am working and earning £1100 per month, have no property, but do have to pay child maintenance each month.

 

I am thinking about going bankrupt, but want to know all my options.

I was made redundant over the summer months an am now running out of money and options.  I owe around 16K to my bank and a couple of other banks for overdraft, credit card and a loan.  I'm not working and it doesn't look like I'll find work anytime soon.  I don't own any property or even have a car so I wondering what is best for me to do?

I owe a few banks and credit cards as my business has been doing poorly over the past year.  It has got to the point where I am in arrears and have maxed out my overdraft.  I received a statutory demand notice stating I had 21 days to pay up or they would make me bankrupt.  When I rang the bank they again threatened to make me bankrupt.  I'd like to avoid being made bankrupt as I have a property with my partner, there is no equity in the property, but we would like to keep it. Is there a chance they won't make me bankrupt?

I have loads of bills I cannot pay and want to just be done with it.  Can I go bankrupt?

I have recently been made redundant and just want to be done with my bills and debts.  What is the quickest way to get out of debt?

Can I include payday loans in bankruptcy?

Budget Cuts At The Insolvency Service