Hi, we have been through the BR and one of us (me) has been offered early discharge with no payments. My husband has been given a telephone interview and told that we have to pay £272 per month for the next three years. We are only just surviving, our cars are on their last legs and we both work. Two children under 18 - both at school. They have not allowed anything that is not essential therefore we cannot afford to paint our rented house (part of the terms and without which we could be in breach of the rental terms and conditions) they have not allowed us anything but essential travel so we are in trouble for getting to a funeral as we do not have any spare cash. Is this normal? If this stands we will have to severly curtail ours and our children's travel and food..............HELP please Does anyomne have the allowances that they work to? They have only allowed us £400 per month for food for example and this is not do-able. Their allowance for mileage is way out of date as we are currently paying £8.25 per gallon for fuel but the allowance for us to get to work is half this! I will stop rambling now and hope for some help! I really thought we would be coming to an end of it now and that we would get the fresh start that we so badly need.

Hi,

I am sorry to hear of your experiences, and unfortunately the OR can disallow some expenses if they feel they are not warranted.

You can try to explain the increased cost of petrol, but if you have two cars, the OR can question if both are needed. And they very well may be needed for work, but the OR can limit their usage by not allowing some of the expenses associated with having the cars.

If your tenancy agreement states you need to paint the property, you need to show this agreement to the OR to document the expense.

There also is a complaint procedure on the government's insolvency web site if you feel you are being treated unfairly.

Others here may have some advice, and information as well.

Let us know how you get on.

Regards,

Jon