Question:
Along with my credit card and catalogue debts i owe hmrc £2000 of overpaid tax credit money (their fault but i was never told i could appeal). Whhat petrifies me is if i cancel all my direct debits that i will have revenue and customs on my doorstep. Do i contact all of my creditors [...]
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Do I Owe Council Taxes After Bankruptcy?
Question:
I went bankrupt on 12/11/09 as i had a few properties on an unsecured buy to let mortgage and due to unforseen circumstances got into debt with them so went bankrupt. I am now being threatened with court proceedings on these properties for council tax due after the bankruptcy date.
Please can you let [...]
Question:
Bankrupt in 2007
How do I get a cert of discharge?
Answer:
You can contact the Official Receiver who handled your bankruptcy and inquire if they can give you a notice of discharge. If they cannot do this, you can get one from the court where you were made bankrupt. The court can charge a [...]
Will My Landlord Notify Me If They Go Bankrupt?
Question:
I’ve heard my landlord has gone bankrupt and I am not sure if the property is mortgaged as he is the property developer and owns several houses in my street.
Where do we stand in this situation and should the landlord be notifying his tenants?
Answer:
Your landlord may or may not notify you if he has gone [...]
How Can I Remove A CCJ Off My Credit?
Question:
I checked Equifax recently and it says that I have an outstanding CCJ of £8845. this CCJ has a date of 15/06/08 (half a month after i went bankrupt.)
This is the first I have heard of the CCJ, and dont understand how it is on my credit file.
Surely because I was bankrupt this shouldn’t be [...]
Question:
My boyfriend has debts from 4 years ago relating to a house repossession when he was splitting from his former partner (they weren’t married). They are joint debts with her – will these affect me when I marry him? We are in the early planning phases of the wedding, but I am concerned that while [...]
Question:
My landlors has been made bankrupt. I have a years lease with him and I also paid a years rent upfront, this agrrement ending in August 2010. Can I be made to leave the property?
Answer:
That is a good question and the answer will be depending on the type of mortgage the landlord had and [...]