4 May 2006
My creditor wants to take me to County Court. What does that mean?
Someone you owe money to (a 'creditor') can take a County Court action against you to claim the money. If you pay the amount outstanding, you can avoid a hearing or judgment. If not, there’ll be a simple court hearing in private. You can attend if you wish, or just send the information the court asks for by post.
The court doesn't find anyone 'guilty' or 'innocent'. It looks at the facts and decides whether you owe any money, and if so, how you should repay it.
Under Scottish law claims are dealt with differently, by the Sheriff Court.
