23 March 2007
Is one unpaid credit card bill enough reason for bailiffs to enter your home?
In the UK, a new bill was put up for its second reading in the House of Commons which could grant bailiffs the right to legally force entry into your homes and confiscate objects based solely on one unpaid credit card bill. This could worsen what is already seen as absurd means of conduct on account of bailiffs.
A study showed that since October 2006, 64% of bailiffs are guilty of harassing and intimidating people, 40% distorted their powers of entry, 25% threatened people with jail and 42% charged excessive fees. Citizen Advice Bureau (CAB) plans to take further action to diminish bailiffs' powers on vulnerable debtors.
I had to take a loan uncer my fathers name, but he then decided he didnt want it in his name, so i paid it off with my credit cards a few months ago, I am self employed and have just discovered my ex partner ran up 5kworth of debt in my name, i am so stressed and cannot meet the payments, i am at the end of my tether and feel bankruptcy is an option for me. Is this a path i can take? Please help!