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My father in law is currently a guarantor for his son, what happens to the debt if his son has died suddenly is my father in law still held responsible for the debt?
Thursday, 21 April 2011 13:23

Am I Liable For A Loan I Guaranteed?

i am a director in a plc company and have signed for a £25,000 overdraft with the bank if the company goes bust am i liable for this and if so can they make a claim on my house
Thursday, 21 April 2011 07:17

What Can Be Done If I Guaranteed A Loan?

my husband acted as guarentor for his sons building firm account at jewsons suppliers and his son is being persued for 47k now a ccj since aug last year my husband wasnt a partner and didnt recieve any monies from this business just did to be kind to his son and allow him to trade what can we do to stop the courts taking our property and business

Their question: what do you advise this now all goes to court very soon we do live in the uk and only found out by friends telling us
Tuesday, 12 April 2011 11:22

Can I Stop Being A Guarantor On A Loan?

can i stop being a guarantor on a friends loan as we are now only getting one income due to a baby
A English friend of mine is living in Cyprus and he expects to be made bankrupt soon in the UK, where his main susiness still is. He is also a Guarantor for a mortgage for a Ltd. company of which he is a Director. However this Cyprus company is in financial difficulty and the mortgage is in negative equity too.

 He wishes to know what would happen if the Cyprus company can no longer pay the mortgage and to his position as the Guarantor for this Loan? Can he include this Cyprus liabilty into his UK bankruptcy? And if so, would he be discharged fully from this once his UK bankruptcy is lifted?
Published in Property Overseas
Wednesday, 06 April 2011 16:24

What Expenses Will Be Allowed In Bankruptcy?

My husband was a guarantor for a business which went bust and has left us with a large amount of debt. He is thinking about going bankrupt so I'm looking into how this will effect our family.

I've been looking into how much we will have to pay back each month by looking at the living expenses form. We have expenses each month with aren't listed on the form and I'm not sure were that leaves us. Firstly my eldest son has Aspergers syndrome and because of his difficulties he goes to a private school which we have to pay for ourselves. If we have to go bankrupt will we have to take him out of his school?? Also my parents have been lending us money to help us in our situation which I have to payback am I aloud to put this on our monthly expenses form
Somewhere? I've also been advised as we only have a small amount of equity left in the house now that it would be best to borrow this from family so we don't have to move out of the family home. If I borrow this from family it obvously has to be paid back so is this taken into account from our living expenses?? Sorry, lots of questions.
I have a loan that has been paid upto date but my brother is garontor on. Was wondering if this is automatically bankrupt or if you have to list it. (do you have to include it) And is my brother responsible.
Saturday, 15 January 2011 15:49

Can I Be Removed As A Guarantor On A Loan?

my dad went guarentor for the lease on a car for a family member can he stop being one as there is now a family depute
I am thinking of going bankrupt as i think its the best soulotion for me. one of my loans i have a garentor and was wondering if i do go bankrupt will they be left to pay this loan.
We will be applying for bankruptcy within the nest 30 days, I have personal debts amounting to £38k, I am self employed with very little work booked for 2011, I also have a limited company which has shown no profit or sales and technically has ceased trading for the last 12 months, this company has a bank account with an overdraft on it of 3K, if I go bankrupt will this ltd company debt go with the bankruptcy.
Also I took out on my step sons behalf an hp agreement for a motorcycle for him, this has been paid by him via standing order to my account for the last 18 months, it is his only means of transport to work, can I get this excluded from my bankruptcy order so he may carry on paying its full term (18months remaining).
Many thanks for your quick reply to my earlier question, very helpfull.

We will be applying for bankruptcy within the nest 30 days, I have personal debts amounting to £38k, I am self employed with very little work booked for 2011, I also have a limited company which has shown no profit or sales and technically has ceased trading for the last 12 months, this company has a bank account with an overdraft on it of 3K, if I go bankrupt will this ltd company debt go with the bankruptcy.

Also I took out on my step sons behalf an hp agreement for a motorcycle for him, this has been paid by him via standing order to my account for the last 18 months, it is his only means of transport to work, can I get this excluded from my bankruptcy order so he may carry on paying its full term (18months remaining).Many thanks for your quick reply to my earlier question, very helpfull.

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If you have a serious debt problem, bankruptcy can free you from your debts within 12 months. As a solution for dealing with serious debt, bankruptcy is a last resort. Other debt solutions need to be explored first, to help determine if bankruptcy is the right debt solution for you.


Your financial affairs are put into the hands of an Official Receiver or Trustee, who will control all your assets - and if you own a property, this will also be included. These will be sold and the money used to pay as much as possible to your creditors.


There are consequences to bankruptcy which will affect your finances and work life. You may struggle to borrow money, for example, and will not be able to apply for certain jobs.


For some, bankruptcy is the right option and will put an end to pressure from creditors. Our team of experts are on hand to advise on the best solution to your debt problems - call now on 0800 002 9951.


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