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I went bankrupt a few months ago and feel the Official Receiver is being unfair and treating me harshly in handling my bankruptcy.  They want me to sell my house to free up money to pay into the bankruptcy.  This causes my wife and childen to have to move and they are not a aprt of my bankrutpcy.  Can I file a complaint about this? 
Tuesday, 11 March 2014 08:38

Can I Work Abroad If Bankrupt?

I was made bankrupt last year and now have a job offer abroad and want to take it.  Will my being bankrupt affect my taking the job and moving abroad?  Can I travel?
Friday, 20 September 2013 09:28

Can I Be Forced To Pay Into A Bankruptcy?

I went bankrupt on the 2nd September 2013. I had the telephone conversation with the OR and she stated that I was to pay £850 for 3 years as an IPO. Having looked into the legislation, I know this is incorrect as she should try and negotiate an IPA first. She disallowed my SKY tv, any amount for home repairs, no social amount, etc. I will be refusing to sign.



 My question is, in legislation it states that on discharge you are free from remaining debt, How then is it legal to force you to pay ALL disposable income for 3 years? This is not a fresh start and will be impossible for me. My husband does not work (cancer), but as we live on a houseboat he bought which is in a poor state of repair, they will not allow any money for me to pay for the work to be done. as it is his boat! This makes no sense! Please clarify.

I gave some money to a family member as a loan and they were paying me back but now have said they are going bankrupt.  Will I still get paid?
I have been advised to go bankrupt but need a second opinion.  I have a property with little or no equity depending on how it is valuated.  My concern is if I will be allowed to keep my property, the mortgage payments are quite high compared to my income. 
Published in Should I Go Bankrupt?
I havebeen sent a statutory demand notice by a bank I owed money to years ago.  I moved around a bit and never paid the loan off.  What is this and can they make me bankrupt?  
Friday, 21 June 2013 08:06

Once I Go Bankrupt What Happens?

Once I go bankrupt what happens next?
I was made bankrupt last year and am wondering if ti si over and when will I find out?
Saturday, 27 April 2013 06:00

I Am Worried About My Car If I Go Bankrupt.

I need my car to take my kids to school and also for me in my job.  I have been advised that I need to go bankrupt as there is no way I can continue to pay the accounts I have.  I am in arrears with most of them and my bank has stated they are taking me to court and will get a CCJ against me.


I have no property as I am in a council house.  I am worried about my car if I go bankrupt.


Thanks in advance for any information you can give me.

Published in Cars and Vehicles
I have a car worth about 5K and am going to sell it to my brother before I go bankrupt.  I know that in bankruptcy they may not allow me the car, but I need use of it to get around.  What if I buy another cheap car for say 500-800 and then hold on to the rest of the money and see if they ask for it.
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If you have a serious debt problem, bankruptcy can free you from your debts within 12 months. As a solution for dealing with serious debt, bankruptcy is a last resort. Other debt solutions need to be explored first, to help determine if bankruptcy is the right debt solution for you.


Your financial affairs are put into the hands of an Official Receiver or Trustee, who will control all your assets - and if you own a property, this will also be included. These will be sold and the money used to pay as much as possible to your creditors.


There are consequences to bankruptcy which will affect your finances and work life. You may struggle to borrow money, for example, and will not be able to apply for certain jobs.


For some, bankruptcy is the right option and will put an end to pressure from creditors. Our team of experts are on hand to advise on the best solution to your debt problems - call now on 0800 002 9951.


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