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Common Bankruptcy Questions & Answers

Common Bankruptcy Questions & Answers (302)

Wednesday, 20 January 2010 09:11

Repossesion in US

Written by Jon
Question: I have 2 timeshares, fully paid for and not mortgaged, in the US. I still pay maintenance on both and rarely use them. I have been trying to sell them without success and am considering ...
Wednesday, 20 January 2010 09:05

Bankrupt & Still gaining a visa

Written by Jon
Question: If my girlfriend and i went bankrupt in feburary, can we still get a working visa for 1 year in oz . we want to go around the 28th december this year Answer: You can confirm this with I ...
Tuesday, 19 January 2010 12:12

Family/Child Care

Written by Jon
Question: My partner and his 12 year old son have been living with me for past year. Prior to this when he initially separated with his wife (upon her request) he took out a joint tenancy agreemen ...
Tuesday, 19 January 2010 12:12

Credit Reports

Written by Jon
Question: Is it possible to have a discharged bankruptcy removed from my credit report? Answer: While a credit history can show you are discharged, the history has to show the truth, factual info ...
Tuesday, 19 January 2010 09:04

IVA Discharge

Written by Jon
Question: I have been in an IVA in since May 2006 and it is due to end in May 2011. My parents have offered to gifty the outstanding balance in order to discharge me from it asap. I have called my ...
Tuesday, 19 January 2010 09:02

Fiance is going Bankrupt

Written by Jon
Question: I have just found out my Fiance is having to go bankrupt, we do not live together I have my own property from my first marriage. this would explain why we are having a long engagement 2 ...
Saturday, 16 January 2010 16:12

Bank Account and Bankruptcy

Written by Jon
Question: My morther in law is being made bankrupt and has asked us if she can have her wages paid into our bank account. Is this legal? Would we have any liability for doing this for her? What sh ...
Saturday, 16 January 2010 09:53

Going Bankrupt

Written by Jon
Question: Hi i'm looking at going bankrupt, what would happen to things like mobile phone contracts and other direct debits I pay from my bank? Also I have a car which has 2 years of finance still ...
Saturday, 16 January 2010 09:49

Benificial Interest

Written by Jon
Question: I jointly own a home with my partner. We have childeren together . I have never contributed to the mortgage, it has always come from my partners bank account, as do ALL the houshold bill ...
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Our Services

If you have a serious debt problem, bankruptcy can free you from your debts within 12 months. As a solution for dealing with serious debt, bankruptcy is a last resort. Other debt solutions need to be explored first, to help determine if bankruptcy is the right debt solution for you.


Your financial affairs are put into the hands of an Official Receiver or Trustee, who will control all your assets - and if you own a property, this will also be included. These will be sold and the money used to pay as much as possible to your creditors.


There are consequences to bankruptcy which will affect your finances and work life. You may struggle to borrow money, for example, and will not be able to apply for certain jobs.


For some, bankruptcy is the right option and will put an end to pressure from creditors. Our team of experts are on hand to advise on the best solution to your debt problems - call now on 0800 002 9951.


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