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Friday, 10 December 2010 08:41

Can I Transfer A Property With A Charging Order On It?

Written by  Jon
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Question: I'm being bullied and blackmailed into a settlement by my ex-husband. He wants me to clear the joint mortgage on our property which he lives in, or he will stop paying the mortgage (which he's done seversl time before) and in his word "scre me over the house". There is a small charging order against the property in relation to his share for £30k.

I am prepared to settle the outstanding mortgage but on the condition that the property is transfered to our son. Can this be done whith th charging order in place?


Answer: A charging order is a secured debt now against the property and if you plan on transferring the property by paying off the mortgage the charging order will need to be paid as well.

I hope this has answered your question.

For more information and assistance, please complete our eligibility form at our web site www.bankruptcy.org.uk or ring us at 0800 0029951.

Regards,

Jon
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