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Wednesday, 26 May 2010 08:36

How Do I Update My Credit History After My Bankruptcy Has Been Discharged?

Written by  Jon
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Question:



I went bankrupt just over 3 years ago, but was discharged after only about a year but still have terrible time trying to get any sort of credit!

I was wondering who I write to, I read that you can contact experian etc sending a copy of your release but how do I find out all that needs to be contacted what the addresses are and what I need to put in the letter and who it needs to be addressed to etc? and will doing this make any difference to my credit?
Many thanks


Answer:



You need to send a copy of the bankruptcy discharge to the credit agencies, Experian, Equifax and Call Credit.

This way they can update their records to show the bankruptcy as discharged. Their web sites should give information on how to do this.

Thank you for letting me help you.

Jon

If you have a bankruptcy question you'd like to ask, just ask using this online form. All help is free.

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