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Wednesday, 10 March 2010 11:54

How Can I Remove CCJ's From My Credit After Bankruptcy?

Written by  Jon
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I was discharged from bankruptcy 1.5 yrs ago but on checking my credit report still find ccj's active which should've been included in the bankruptcy order, how can i get these removed or satisfied, these are causing problems with my credit rating.


In bankruptcy all your debts were placed and discharged, including any CCJ's.

Once your bankruptcy has been discharged you can obtain a copy of the discharge form the court where you filed for bankruptcy. The court can charge you £60 for this discharge form.

Send copies of the discharge to the (3) three credit bureaus, Call Credit, Experian and Equifax, so they can update your credit files.

Thank you for letting me help you.


If you have a bankruptcy question you'd like to ask, just ask using this online form. All help is free.

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If you have a serious debt problem, bankruptcy can free you from your debts within 12 months. As a solution for dealing with serious debt, bankruptcy is a last resort. Other debt solutions need to be explored first, to help determine if bankruptcy is the right debt solution for you.


Your financial affairs are put into the hands of an Official Receiver or Trustee, who will control all your assets - and if you own a property, this will also be included. These will be sold and the money used to pay as much as possible to your creditors.


There are consequences to bankruptcy which will affect your finances and work life. You may struggle to borrow money, for example, and will not be able to apply for certain jobs.


For some, bankruptcy is the right option and will put an end to pressure from creditors. Our team of experts are on hand to advise on the best solution to your debt problems - call now on 0800 002 9951.


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