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Tuesday, 16 November 2010 08:00

Once Discharged From Bankruptcy Do I Need To Report Changes In My Income?

Written by  Jon
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Currently in a bankrupcy order and have a 3 year payment order in force

Once discharged from bankrupcy but still with in the 3 year payment order, can you advise on the following
Will I have to disclose any bonus payments from work?
Will I have to disclose if I am made redundant and recieve a redundancy payment?
If my wages change will I have to notify the company in charge of the payment order?


Once your bankruptcy has been discharged you are out from under the restrictions of bankruptcy and you do not need to report changes in your income or any bonuses you receive to the OR.

However, if you are made redundant and cannot meet the monthly payments into your bankruptcy, you can contact the OR to inquire about having the payments modified or ceased as you are no longer working and cannot afford them.

Also, if you were to receive a bonus, there is the possibility of discussing with the OR the option of buying-out the income payment order.

Thank you for letting me help you.


If you have a bankruptcy question you'd like to ask, just ask using this online form. All help is free.

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If you have a serious debt problem, bankruptcy can free you from your debts within 12 months. As a solution for dealing with serious debt, bankruptcy is a last resort. Other debt solutions need to be explored first, to help determine if bankruptcy is the right debt solution for you.


Your financial affairs are put into the hands of an Official Receiver or Trustee, who will control all your assets - and if you own a property, this will also be included. These will be sold and the money used to pay as much as possible to your creditors.


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