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Wednesday, 17 February 2010 19:51

How Long Does Bankruptcy Stay On Your Credit?

Written by  Jon
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I went bankrupt in january 2005 was released in october 2005. i have mixed answers ffrom people as i keep asking how long this stays on my credit report some people say 6 years others say 10 years please could you let me know exactley how long it is shown on my credit report and also is it 6 or 10 years form the day i filed for bankruptcy or is it 6 or 10 years from the date of discharge?


Bankruptcy stays on your credit history for six (6) years from the date of filing.

If it does not drop off at that time, you can contact the credit bureaus and have them update their records.

Thank you for letting me help you.


If you have a bankruptcy question you'd like to ask, just ask using this online form. All help is free.

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If you have a serious debt problem, bankruptcy can free you from your debts within 12 months. As a solution for dealing with serious debt, bankruptcy is a last resort. Other debt solutions need to be explored first, to help determine if bankruptcy is the right debt solution for you.


Your financial affairs are put into the hands of an Official Receiver or Trustee, who will control all your assets - and if you own a property, this will also be included. These will be sold and the money used to pay as much as possible to your creditors.


There are consequences to bankruptcy which will affect your finances and work life. You may struggle to borrow money, for example, and will not be able to apply for certain jobs.


For some, bankruptcy is the right option and will put an end to pressure from creditors. Our team of experts are on hand to advise on the best solution to your debt problems - call now on 0800 002 9951.


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