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Monday, 03 May 2010 17:17

Can The Bank Take My Benefits For Their Charges?

Written by  Jon
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Question:



My wife before we were married and living together had exceeded her overdraft limit and was having her benefits paid directly into her bank. Thia was her only form of income. Could the bank prevent her from withdrawing her benefits or charge her if she did.

Answer:



There is a statute that states her benefits cannot be taken for a debt, also, she can put in writing to the bank that since she only receives benefits to pay her priority bills that she has outlined, direct debits, standing orders, etc, before taking anything else out. You can find this under The Social Security Administration Act 1992 under number 187.

Thank you for letting me help you.

Jon

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