Answer: If you now reside outside the UK and are not a UK national, it may be difficult to go bankrupt, but if you have not been outside the UK for more than three years, you should be able to go bankrupt and have a respresentative do this for you.
Your wife's house should be OK if you go bankrupt as long as your name is not on the property and you have not contributed to the property.
Many pensions are protected in bankruptcy, so unless you liquidate the pension to pay or settle the debts, chances are it would not be taken for the bankruptcy.
I hope this has answered your question.
For more information and assistance, please complete our eligibility form at our web site www.bankruptcy.org.uk or ring us at 0800 690 6855.