Answer: In bankruptcy no bailiffs are sent out and your personal possessions are not taken. The only things/assets the OR may be interested in is things like property, cars, expensive jewelery, antiques, etc.
You will only be required to pay into a bankruptcy if after your allowed living expenses you have a surplus that exceeds £20.
From what you have stated, I doubt you have any surplus of income.
I hope this has answered your question.
For more information and assistance, please complete our eligibility form at our web site www.bankruptcy.org.uk or ring us at 0800 690 6855.