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Big credit-card shake-up could hit you in the pocket

The world of credit and store cards is heading for a massive shake-up. The Government wants to call time on much-criticised practices such as lenders raising credit limits without being asked by customers; taking only tiny minimum monthly repayments; and arranging it so that the most expensive debt gets paid off last. These seem like much overdue reforms and a win-win situation for consumers – but is this really the case?

Source: Big credit-card shake-up could hit you in the pocket

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The process of going bankrupt can be scary, frightening, intimidating and a bit more than many people feel comfortable dealing with at a time of great stress in their life. And we can’t lose sight of the fact that going bankrupt is a legal process carried out in court.

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Are you considering bankruptcy, have a pressing debt or credit issue, are bailiffs threatening, are you being chased for payment, is your spouse or partner considering bankruptcy and you are worried about how this will affect you, do you own property and are in debt?

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If only I had known…had this been explained to me…no one told me that…it wasn't my debt how can I lose my house…they had the debt before we met…I never knew I could do that.

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